Legal

Terms and Conditions

Last updated: June 17, 2026

1. Acceptance of Terms

By accessing or using the website at insuretheozarks.com ("Site") or by submitting a contact form, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Site or submit your information.

2. About Insure the Ozarks

Insure the Ozarks is a locally owned independent insurance agency operated by Courtney McCurdy, located at 1753 James River Rd, Ozark, MO 65721. We act as an agent or broker connecting clients with licensed insurance carriers. We do not underwrite insurance policies.

3. SMS / Text Messaging Terms

Program Description

By opting in to SMS communications from Insure the Ozarks, you agree to receive text messages related to insurance quotes, policy service, appointment confirmations, and (if separately consented) promotional messages. Messages are sent from 417-581-0809.

Message Frequency

Message frequency varies based on your inquiry and account activity. Transactional messages are sent as needed. Promotional messages, if consented to, are sent no more than a few times per month.

Message & Data Rates

Message and data rates may apply depending on your mobile carrier and plan. Insure the Ozarks is not responsible for any charges incurred from your carrier.

How to Opt Out

You may opt out of SMS messages at any time by replying STOP to any text message you receive from us. After opting out, you will receive one final confirmation message. No further messages will be sent unless you re-enroll.

Help

For help, reply HELP to any text message, call us at 417-581-0809, or email [email protected].

Consent Not Required

Consent to receive SMS messages is not a condition of purchasing any insurance product or service. You may receive a quote and service without providing SMS consent.

Sample Messages

  • "Hi [Name], this is Courtney at Insure the Ozarks. Your quote is ready — reply or call 417-581-0809 to review. Reply STOP to opt out."
  • "Reminder: Your policy renewal is coming up on [Date]. Call or text 417-581-0809 to review your options. Reply STOP to opt out."
  • "Your appointment with Insure the Ozarks is confirmed for [Date/Time]. Questions? Call 417-581-0809. Reply STOP to opt out."

4. Use of the Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You may not use this Site to transmit any harmful, offensive, or unlawful content.

The information on this Site is provided for general informational purposes only and does not constitute insurance advice. Coverage availability, terms, and pricing vary by carrier and individual circumstances.

5. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Insure the Ozarks or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Disclaimer of Warranties

This Site and its content are provided "as is" without warranties of any kind, either express or implied. Insure the Ozarks does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Insure the Ozarks shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on any information provided herein.

8. Third-Party Links

This Site may contain links to third-party websites. These links are provided for convenience only. Insure the Ozarks does not endorse and is not responsible for the content or practices of any linked sites.

9. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Christian County, Missouri.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be effective upon posting to this page with an updated date. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms, please contact us:

Insure the Ozarks

1753 James River Rd, Ozark MO 65721

Phone: 417-581-0809

Email: [email protected]